Initial Eligibility Requirements

Bargaining Unit Employees - If you are a bargaining unit employee, you will become initially eligible on the first day of the benefit month corresponding to the eligibility month in which you first accumulate at least 125 credited hours of employment for which an employer is required to make a contribution to the Fund on your behalf. The date on which you become initially eligible is called your initial eligibility date.

Non-Bargaining Unit Employees - If you are a non-bargaining unit employee, you will become initially eligible on the first day of the benefit month corresponding to the eligibility month for which your employer makes contributions to the Fund on your behalf under the terms of a participation agreement with the Trustees. (These contributions are reported at the same time and in a manner similar to the report covering bargaining unit employees.) The date on which you become initially eligible is called your initial eligibility date.

When Benefits Start (Effective Date of Benefits)

Employee Benefits - Your benefit coverage will start on your initial eligibility date.

For Example - If you are a bargaining unit employee and your employer makes contributions for you for at least 125 credited hours for work performed in January, your coverage will start on March 1. Or if you are a non-bargaining unit employee and your employer makes the required contribution for you for work performed in January, your coverage will start on March 1.

Dependent Benefits - If you have dependents on the date your coverage starts, their coverage will start on that same date. If you don't have any dependents on the date your coverage starts but later acquire one or more dependents while you are eligible, their coverage will start on the date they become your dependents.